What you need to know about driver data being shared with insurance companies

The information postulation was uncovered by drivers utilizing General Motors' OnStar service

Your car could beryllium signaling however you drive, including your velocity oregon immoderate hard breaking, and past transmitting that information to an accusation clearing house.

The New York Times reported that the information clearing house, LexisNexis, is moving with security companies and their collaboration could thrust your security rates higher.

"In the wide sense, we are each connected. The devices are connected," said K. Venkatesh Prasad, main innovation serviceman with the Center for Automotive Research. "It would not beryllium astonishing to spot that others would person plans."

The information postulation was uncovered by drivers utilizing General Motors' OnStar service, which is traditionally utilized to marque an exigency call.

The proprietor of a Chevy Bolt told the Times helium uncovered a 258-page study connected his idiosyncratic driving habits aft helium asked astir a much than 20% summation successful his security rate.

His security institution told him to cheque his LexisNexis file.

Turns out, GM's OnStar work has a "smart driver" feature, which tracks operator habits arsenic a mode to amended safety.

GM confirmed to the Times that it shares "select insights" with LexisNexis and different information broker, but says the programme is "optional to customers" and that drivers tin un-enroll astatine immoderate time.

"This is the opening of an epoch wherever we volition proceed to beryllium connected successful each imaginable way. Cars mightiness look similar the past bastion of this cocoon-like situation but it's 1 much happening that's getting connected," Prasad said.

Nationwide, car security rates are up 26% this year, rising six times faster than wide inflation. The summation is blamed connected respective factors, including the rising outgo of car repairs. But now, you tin adhd different origin -- the anticipation of security companies tracking however you drive.