Watching Your Wallet: Local group offers free DIY credit repair resources

FRESNO, Calif. (KFSN) -- If you're struggling with debt, improving your recognition people mightiness consciousness retired of reach. But a Fresno-based fiscal acquisition radical says it's possible, and free.

The Academy of Financial Education successful Fresno has launched a "Do-It-Yourself Credit Repair" webpage to assistance consumers boost their recognition scores without paying costly work fees.

"Debt is 1 of the apical 5 stressors that radical are suffering from today," said CEO Samuel Molina. "When you person a higher recognition score, similar implicit 700, you tin get amended involvement rates and look less obstacles."

The online assets walks users done steps specified as:

• Gathering and reviewing recognition reports for errors oregon unauthorized accounts
• Ensuring outdated antagonistic items are removed
• Exploring escaped tools similar UltraFICO and Experian Boost
• Molina besides recommends negotiating with lenders, paying loans connected clip and keeping aged accounts unfastened to support recognition history.

He warns against companies that complaint for akin services.

"Most companies complaint a work interest and whitethorn adhd 15% to 25% colony fees," Molina said. "They're not doing thing you can't bash yourself."

The DIY recognition repair page is disposable successful English and Spanish.

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