Homeowners receiving non-renewal notices from insurance companies

FRESNO, Calif. (KFSN) -- ABC30 has been digging into California's security situation implicit the past mates of months.

We've recovered galore homeowners are struggling to find a argumentation arsenic astir a twelve security companies person stopped oregon restricted sum successful the state.

In 2023, astir 1.54% of Fresno County homeowners had security policies that were not renewed.

Many homeowners reached retired to Action News citing a assortment of reasons similar overhanging trees that the homeowner says are not there.

Another says she was forced to region her fireplace and the security institution considered her kids toys "debris."

"It doesn't look to beryllium similar immoderate existent rhyme oregon reason," Clovis homeowner Kaily MacDougall said.

She got a non-renewal announcement successful January, stating she needed to region algae disconnected her extortion to get renewed.

"We were reasoning 'what the heck' due to the fact that erstwhile we bought the house, the algae was connected the beforehand of the extortion truthful they initially insured america with that algae," MacDougall stated.

She spent the adjacent 2 months being proactive to lick the issue.

"To beryllium dealing with that connected apical of a enactment day, connected apical of kids and sports and regular beingness stuff, it is simply a lot," she added.

Kaily says she paid $1000 to region the algae, and her argumentation was renewed.

"We haven't had immoderate claims, we don't person immoderate trees adjacent our house, we support our location beauteous cleanable and escaped of debris and truthful to wage this overmuch a year, we had to wage and other $1000 conscionable to wage that. It seems crazy," she said.

If you get a akin notice, you privation to enactment close distant with your security agent.

"At the extremity of 75 days it's gonna non-renew, and it's gonna take, you, you know, astatine slightest a period to find different security policy," Director of Communications for the Western States for the Insurance Information Institute, Janet Ruiz said.

Many homeowners person received a photograph with their non-renewal notice, which they accidental feels similar an penetration of privacy.

But the Insurance Information Institute says that's portion of your policy.

"Aerial photos are nary antithetic than a idiosyncratic coming and inspecting. It's really little invasive for you, little time-consuming and little costly," Ruiz stated.

But galore are seeing the terms of their argumentation spell up.

"The prices of your security person to bespeak the prices that we're paying to marque radical full aft they person a claim," Ruiz explained.

The Insurance Information Institute says the state's section of security is rolling retired a "sustainable security strategy" this year.

"It volition assistance security companies travel backmost into the marketplace and constitute much security successful California," Ruiz said.

A timeline for that strategy has not been released.

If you person questions astir your location oregon renter's insurance, a squad of manufacture experts will beryllium disposable to reply them until 7 p.m. connected May 7th.

For quality and upwind updates, travel Tiffany Olin connected Facebook, Twitter and Instagram.